Shared Success
What Sets Us Apart
Personalized Approach
We provide a customized approach. While we believe in strategies and tools, we understand that there is no one single solution for everyone. As such, we ensure our strategies have built-in flexibility built around your goals.
Purpose and Joy
We understand that we are all spiritual beings having a human consciousness experience, one that is meant to be without stress, joyful and fulfilling.
Trusted Partnership
We don’t focus on selling for commissions. Instead, we are committed to partnering and creating a relationship with our clients. By providing the right resources, tools, and knowledge, we empower you to make informed decisions.
Ongoing Support
We’re with you every step of the way. We’re here to guide you through your financial journey, adapting strategies as you grow, evolve and envision bigger plans.
Don’t just take our word for it—read what our clients have to say:
After years of financial planning disappointments and in search of alternatives, I came across Ray. My experience to date with Ray has been truly rewarding. He is completely transparent and always focused on continual improvement. A mentor and teacher at heart to help guide you through the journey of financial truths. —Todd Walker
Working with Ray has been such a privilege! He has been very helpful in educating and navigating us through this process, and we know that he has our family’s best interest at heart. He takes the best care of his clients; as he’s always there to answer any questions we may have! To us, Ray is more than our life insurance agent…We’re honored to call him our friend!
When Ray first brought this to my attention, I did not know what to expect. However, one evening I sat down and went over the material and discovered this is what I’d been looking for all my Life. The concept, over time, has completely surprised me that it has performed better than I ever expected. It has also allowed me to make investments that I may otherwise would not have made, enhancing my estate. Ray has become a close friend and confidant in my financial Life and continues to teach and guide me on this journey, no matter the time it takes.
My experience with Ray was nothing like I expected it would be. From the first time we met he was determined to help me find success in my finances. He is continuously there to help guide me through my journey with whole life insurance. I look forward to finding creative ways to build my financial future.
I have been working with Raymond for almost a year now on various life insurance products, and the experience has been great. He’s easy to reach, and always responds timely to any questions, and concerns I have. I look forward to working with him for many years to come, and I know he always has my best interest in mind when he selects a plan for me.
In late 2021 my 22-year-old son gave me a book to read, Become Your Own Banker by Nelson Nash. Reading Mr. Nash’s book was like a Light Bulb moment for me, and the Infinite Banking Concept made perfect sense. Through the Nelson Nash Institute I searched for an agent in Iowa, and I found Mr. Raymond Ward. Instead of the agent cold calling a possible client, I cold called a potential agent. Ray was very kind and attentive on the phone. I asked him a slurry of questions, and Ray was thorough and thoughtful with his answers. One call led to several more and by early 2022 I opened up a dividend paying whole life policy with Ray. In the summer of 2022, my wife also opened a dividend paying whole life policy. We are excited about how we are going to be able to use our policies to help build our real estate business. Thank you, Ray, for all of your help and patience in working with us.
Find Joy in Financial Freedom
Your Path to Financial Freedom Starts Here
No more waiting. Discover how Be Your Own Bank can help you achieve your financial goals.
Book your appointment today and start your path to financial freedom.
