Our Story
Be My Own Bank is here to empower you to tap into your inherent creative potential, guiding you to build the wealth you envision and craft a life aligned with your highest aspirations.
Through our guidance, we help you unlock the path to realizing your boundless financial and personal potential, creating a future filled with confidence and fulfillment.
Our Purpose
About What We Do & Why
Imagine managing your finances not as a burden but as an exciting journey toward personal freedom and fulfillment. Picture a life where you control your wealth with confidence, where every financial decision you make brings you closer to the life you have always envisioned. At Be My Own Bank, we believe that true financial independence is a journey marked by growth, joy, and a deep connection to every aspect of your life. This journey is not just about money—it is about aligning your financial decisions with your dreams, values, and the legacy you want to leave behind. Legacy is much more than just about money or capital, it’s about your philosophy, your values and all the other gifts you want to share and instill in your family. This is about creating a harmonious life that reflects who you truly are.
We are passionate about helping you reclaim your financial power, sharing and guiding you toward a future of strength and empowerment. Our mission is to provide innovative strategies and personalized support, ensuring your financial journey is one of confidence and fulfillment. We are committed to walking alongside you, educating and fostering a state of awareness where financial management becomes a natural, joyful part of life. Together, we will unlock the full potential within you, creating a life of freedom, fulfillment, and true financial sovereignty through both inspiration and education.
A Journey Toward Financial Empowerment
Reflecting on the Future
It was around 2018 when I first started to think about what I wanted to do with the latter part of my life. At that time, my daughter was finishing up here education and would soon be independent of my wife (Renee) and I.
I was doing handyperson and remodeling jobs here in this small town in Iowa. I was busy with the work, but I knew it wasn’t sustainable for the rest of my life. By the time I turn 80, I might not physically be able to keep up with the workload. So, I began thinking about what I truly wanted to do. I had no intention of retiring in the typical way most people do—I wanted to continue contributing. Read More >
Helping you guide your financial journey toward sustainable and personal growth.
Our Company Mission & Client Vision
We guide you to financial freedom through intuition and passion, empowering you to unlock the possibilities for a fulfilled life.
Meet Raymond
Perpetual Wealth Guide
Let us help you unlock your Financial Freedom with Be Your Own Bank
Guidance for You and Your Family
- Financial Guide
- Life Coaching
- Life Insurance – The Tool
Mission
With an abundance and prosperity mindset, money should never be a burden. It should never weigh you down. Instead, money is a tool—an instrument to unlock and leverage the endless possibilities available to you and your loved ones. But this begins with cultivating a positive and empowering relationship with money. We are here to help you improve that relationship by letting go of financial fears, barriers and building the life you have always dreamed of.
Vision
To bring authentic financial knowledge to those seeking to build and leverage wealth through nontraditional strategies and tools. Our aim is to protect, grow, inspire, and expand your financial standards, empowering you to achieve lasting financial success.
Values
I believe in celebrating the endless possibilities that life presents through intuition, passion, and bold action. I am dedicated to inspiring you to unlock joy, abundance, and your fullest potential, empowering you to create the life you have always envisioned.
“I want to bring our clients to a state of full awareness that each part of their human experience is connected. In fact, we are all connected to everyone and everything around us. This may sound a little Woo- Woo, although I believe our creator connected us all on some level. This thing we call our financial life should not be difficult to manage ourselves; it should be joyful and even fun. As you learn more about the whole truth about your money, how it should flow, and how to be with it in this world, you will see that financial knowledge, well-being, stability, and growth are all connected.
I wish to do my part in bringing you back to your full potential of your financial life with the whole truth about how capital is moving around the world and through your life, with wisdom and empowerment. My goal is to share and teach what I learn as I move into my own growing understanding and awareness of the whole truth in the worlds of money and finance, and the growth and flow of life.”
—Ray Ward
Our Story
A Journey Toward Financial Empowerment
Reflecting on the Future
It was around 2018 when I first started to think about what I wanted to do with the latter part of my life. At that time, I was doing handyperson and remodeling jobs here in this small town in Iowa. I was busy with the work, but I knew it wasn’t sustainable for the rest of my life. By the time I turn 80, I might not physically be able to keep up with the workload.
So, I began thinking about what I truly wanted to do. I had no intention of retiring in the typical way most people do—I wanted to continue contributing.
Discovering a New Path
The big question was how could I serve others in a heartfelt way that aligned with my values. And so, in my search, I stumbled upon this concept and was intrigued, and perplexed. And in some ways, it made me a bit angry that I had not found out about it sooner. Had I known about it while I was a business owner in New England and here in Iowa, things might have been vastly different from what they are today. Do not get me wrong, things are good, although now I can see they could have been better had I known about and practiced this concept and utilized it to further our family goals.
Becoming Your Own Banker
When I first learned about the concept that you could become your own banker using this specific tool, it was all I could talk about. Within a month of learning about it, I had my first client. The second client was us—our family. We started off with the first policy in our family within the first month of learning about it. The way we did it was simple: we redirected money that was going into a different account and redirected it toward this. And we have not looked back.
Reflections and Growth
We have no regrets other than the fact that we wish we had found out about it sooner. Our financial life is obviously very important to us, and I want to be able to share how this concept works to grow your money safely with guarantees and certainties. I want to share what I’ve learned with you and those who are important to you.
But finances aren’t the only thing worth growing. If you’re going to grow your wealth, it’s important to grow in a personal and spiritual way as well. A three-legged stool stands better than a single- or two-legged stool.
Empowering Your Journey
At Be My Own Bank, we are here to empower you to tap into your inherent creative potential, guiding you to build the wealth you envision and craft a life aligned with your highest aspirations. We will work to help you unlock the path to realizing your boundless financial and personal potential, creating a future filled with confidence and fulfillment.
Testimonials
After years of financial planning disappointments and in search of alternatives, I came across Ray. My experience to date with Ray has been truly rewarding. He is completely transparent and always focused on continual improvement. A mentor and teacher at heart to help guide you through the journey of financial truths.
Working with Ray has been such a privilege! He has been very helpful in educating and navigating us through this process, and we know that he has our family’s best interest at heart. He takes the best care of his clients; as he’s always there to answer any questions we may have! To us, Ray is more than our life insurance agent…We’re honored to call him our friend!
My experience with Ray was nothing like I expected it would be. From the first time we met he was determined to help me find success in my finances. He is continuously there to help guide me through my journey with whole life insurance. I look forward to finding creative ways to build my financial future.
Find Joy in Financial Freedom
Your Path to Financial Freedom Starts Here
No more waiting. Discover how Be My Own Bank can help you achieve your financial goals.
Book your appointment today and start your path to financial freedom.
